It is critical that all claims are reported immediately to
For injured employees you must complete a First Report of Injury form.

Best Practices Tips:

  • 1. Document everything in a timely manner so that the details are fresh in the involved party’s minds.
  • 2. Complete a First Report of Injury on every incident
  • 3. For Hired and Non-Owned auto accidents
      Your drivers insurance is primary – your insurance is only excess and for liability purposes only – Instruct the driver to report to their insurance.
    • Receive the accident report as soon as possible (Most jurisdictions make it available in 24 to 48 hours)
    • Drivers should never admit fault and they should speak only to police and emergency service personnel
    • Review with the driver defensive driving practices and council the driver of the importance of safety.
    • Order a updated new MVR on the driver
  • 4. For Work Comp claims be sure that your managers and supervisors know where to direct employees on the job accidents to the approved medical care provider (When appropriate…the safety and immediate care of an injured employee is paramount.)

    Reporting work comp claims immediately is very critical. Require drug testing for all injured employees seeking medical treatment for an on the job related accident.